Proud to support small business

Established in 2010, we've grown from a small two-person operation into an enterprise with over 200 employees with offices in London, Hull and Belfast.

Our mission is to support small businesses by helping them meet the growing demand to accept card payments. From card machines to online payment gateways and virtual terminals, we provide a range of merchant services to over 60,000 independent businesses across the UK and Ireland.

Meet the founders

Meet the founders

In 2009, George Karibian (left) and Jan Farrarons (right), had a moment of clarity outside of a hotel in Las Vegas. In a discussion about card payments, they realised that independent businesses everywhere were at risk of being underserved and overcharged by the big banks. Banks who were in a race to supply the bigger stores. In short, the card payment industry was broken, and was in desperate need of fixing.

At the same time, the growing use of credit and debit cards meant independent businesses needed a simple, secure and affordable solution. It became clear to them what the world needed: a card payments provider powered by small business, for small business.

How we're different

The Power of Many
The power of many

The Power of Many

As a single independent business, the low number of card transactions, in comparison to bigger chains, makes negotiating card payment fees with the bank very difficult.

At Paymentsense, we pride ourselves on supporting independent businesses. That's why we harness the buying power of over 60,000 businesses to negotiate on your behalf. Acting as one big merchant, we negotiate better rates and pass the savings onto our customers.

Superfast setup
Superfast setup

Superfast setup

Speed is key to success in business, and the same is true with card machines. Every day, we use a combination of people and tech to streamline our entire delivery process.

While others take weeks to get you set up, we can get you set up with a card machine in as little as 3 days, and an online solution in 24 hours.

Easy Install
Easy install

Easy Install

We recognise that business owners are busy people. There's nothing worse than receiving your card machine in time for your grand opening, only to encounter a complicated setup and miss crucial sales.

Our plug and play technology means that you can start taking payments within minutes of receiving your terminal. Our online solutions also come with a super simple set up.

24/7 support
24 hour support

24/7 support

As a tech company we understand the value in using tech to solve complicated issues. We also understand that some problems are best left to humans.

That's why we have 24/7 UK-based support for all of our customers. That's right, no automated phone service round here - just a team of helpful individuals that are guaranteed to answer your call in seconds.

Ways to take card payments



Our card machines let you take card at the till, around your premises and on the go.
  • Fast, reliable & easy to use
  • Sleek, lightweight design
  • Long - lasting battery


Our payment gateway lets your ecommerce business take secure online payments with ease.
  • No fixed contract
  • Extra payment protection
  • Compatible with 40+ carts

By Phone

Our virtual terminal allows you to take faster, more secure card payments over the phone.
  • No fixed contract
  • Extra payment protection
  • Access from any device

More from us

Success Stories

See how some of our customers used us to grow their businesses


Browse our range of employed and self‑employed job postings


Read our business advice, data insights and company news


Get in touch with us via email, telephone or post

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