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New to cards?
Not a problem

Whether you’re a brand new business or established enterprise, our card payment solutions give your customers more ways to pay, giving you more reasons to smile.

Call us FREE: 0800 090 3571
or call FREE on: 0808 271 9495
Call 0800 090 3571 for a quote. Offer ends Sep 29.
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On a mission to support small businesses.

As Europe's largest merchant service provider, we can help you meet the growing demand for card payments.

Paymentsense Accept Card Payments

The cashless revolution

Over the last 50 years, the popularity of credit and debit cards has exploded. Their simple and secure payment process has driven consumer demand for small businesses to start accepting card payments.

Now, with card set to overtake cash as the primary form of payment*, thousands of forward-thinking businesses are looking for a secure payment solution for their in-store, online and over-the-phone transactions.

So whether you’re embarking on a new business venture or making improvements to an existing enterprise, accepting card payments can make a significant improvement to your business revenue, cash flow and customer satisfaction.

The power of the people

Unlike other merchant service providers who
offer low introductory rates only to raise them over time, we
utilise the buying power of thousands of businesses to give our customers
the best possible rates in the long term, as well as the short term.

It’s this approach to business, fair pricing and award-winning service, that’s made us
Europe’s largest merchant service provider.

Simplicity is key

At Paymentsense, we like to keep things simple. As a business owner, the last thing you want is a complicated setup procedure and tons of jargon-filled contracts. That’s why we streamline the setup process, getting you set up at speed and providing 24/7 UK-based support.

So, whether you’re a new retail store, a much-loved café, or an internet startup, there has never been a better time to accept card payments to boost revenue, performance and success.

There’s no time like the future.

Never has there been a better time to start accepting card payments.

More cards = more cardholders = more business

Now : In 2015, there were over 34 million card payments every day in the UK.1

Next : No sign of this slowing down with 57 million daily card payments forecast for 2025.

With us : Accept Visa, Mastercard and American Express with our card machines.

The race to high-speed payments

Now : Over 80 million cards are now Contactless, up from 38 million in 2013.2

Next : Over £300 billion of Contactless card payments forecast for 2025.3

With us : Contactless, Apple Pay & Android Pay as standard with all of our card machines.

Online payments on the rise

Now : Last year £210 billion was spent online for goods and services.

Next : Costs of building an online business now at an all time low.

With us : Our payment gateway is compatible with 40+ online shopping carts.

Choose the right card payment solution for you.

Compare our collection of card machines, online and over-the-phone payment services to find the best solution for you.

Card machines

card machine

Our hardwired countertop card machine handles card payments quickly & easily.

Discover Countertop

card machine

Our portable card machine offers flexibility with wireless payment processing.

Discover Portable

card machine

Our mobile card machine delivers ultimate freedom for remote payment processing.

Discover Mobile

eCommerce and telephone solutions

Online payments

Our payment gateway lets you take secure online payments for your eCommerce business.

Discover Payment Gateway


Our virtual terminal lets you take quick and simple over-the-phone payments.

Discover Virtual Terminal

Simple & straightforward — the way it should be

We know what it’s like as a small business starting up — not too long ago we were one too. That’s why we’ve streamlined the setup process to have you up and running in just 3 days. Join 50,000 businesses already accepting card payments with Paymentsense.


Fill out our secure quote form with a few details.


Receive a call from one of our friendly payment experts.


Start taking payments as soon as you're setup.

60,000 happy customers and counting

Here's what some of them have to say about us

Trustpilot logo
Tanya B, Chichester

Couldn't be happier

Everything was well explained. My machine arrived promptly and setup was easy! I'm extremely pleased with the service I've received and I've saved a small fotune.

Tanya B,Chichester

Sharon T, Petersfield

All my questions answered

I'm brand new to card payment machines, but all my questions were answered – and I had quite a few! Everything was very swift, from enquiry to delivery.

Sharon T,Petersfield

Magda K, Milton Keynes

Great personal service

Great service compared to pushy competitors. Paymentsense explained everything, responded quickly to my questions and always kept me informed.

Magda K,Milton Keynes

Why should I take card payments?

There are a number of reasons as to why independent businesses must embrace card processing. Quite simply, the move could help to ensure that you broaden your customer base, attracting a new audience by simplifying the transaction process. And by taking card payments, you can help to boost impulse buying, thereby ensuring that consumers spend more money, more often. It’s predicted that in 2018, more than 75% of all face-to-face payments will be made with credit or debit cards. And by 2024, the number of cashless payments in the UK is estimated to reach a staggering 16 billion, generating around £718 billion in card payments alone.

What's more, using a card machine to accept payments means less cash and cheques to deposit, so you're likely to incur fewer bank fees. And if you're worried about security, then you needn't be. Once the necessary infrastructure is in place, you can receive instant authorisation that funds from card transactions are being sent directly to your bank account.

What do I need to get started with payment processing?

Before you start accepting card payments, you will need to install the necessary card processing infrastructure. A merchant account is the first thing any business needs in order to be able to process payments from all types of debit or credit card. And contrary to what you may think, opening a merchant account is surprisingly easy. We can actually do it for you within 3 working days.

You will need to provide some basic details, including business account/current/expected turnover and average transaction values. In addition to this, you will also need to provide details of the frequency of transactions, the nature of your business and the percentage of transactions being taken by card. If you are planning on taking payments through your website, you will also need to set up a payment gateway.

What are the different ways I can accept card payments?

Card processing is highly versatile these days and it's possible to accept card payments in-store, online, over the phone and on the move. Chip and PIN machines (also known as PDQ machines) are used by millions of businesses around the world to process card payments in-store.

Alternatively, if you want to process payments via telephone, fax or mail a virtual terminal is the perfect solution for your business.

What are the costs for accepting card payments?

The costs depend on factors, such as the nature of your business, turnover and the type of card machine you will need to process payments (either countertop, portable, or mobile). We can let you know the exact costs once we get to know a bit more about your business.

The merchant fees, meanwhile, are what you pay on each transaction and can be broken down into two categories: percentage and flat rate. And, once again, your choice will be determined by the type of business you run.

How do I get paid?

The funds for the transaction come out of the merchant account, with the sum of the day's sales getting sent out for processing and settlement. Thereafter, the funds are withdrawn from your merchant account and deposited into your business's checking account.

The process takes two business days to complete, meaning you will receive your funds three to five business days after the transaction is first agreed. It will take an average of four to five days for online payments to clear.

And it doesn’t end there

Our mission to support small businesses goes beyond merely supplying card machines. We know business owners face a variety of challenges on their entrepreneurial journey, so we’ve created a series of short guides with you in mind.

From A Beginner’s Guide to Card Processing and Getting To Grips With Contactless to Choosing a Great Web Domain and Understanding PCI Compliance. What’s more, you can download to your mobile device and read them on the move.

The time is now

Start taking simple and affordable card payments with confidence

Call us FREE: 0808 274 3307
or call us FREE on: 0808 274 3307


Find answers to your questions below.

What is a Merchant Account?

A merchant account is just part of the full range of services we offer to merchants. Each business that accepts card payments will have a merchant account. This is where all transactions are processed by your merchant service provider (us) and delivered to your business bank account. When you acquire a card terminal, we will set up a merchant account at no extra cost to you and use this to identify your business in the future.

What’s the difference between PDQ, card readers and Chip & PIN machines?

PDQ machines, card readers and chip & PIN machines are all different names for card machines. All our handheld terminals are designed to take payment from customers and process the funds into the merchant’s account.

How long will my card machine take to arrive?

As soon as you’ve had a chat with our team, we’ll process your order and dispatch your card machine. Your terminal should take 3 business days to arrive and following a quick and easy installation you can use it right away. If for some reason your machine breaks down, we’ll send out a replacement within 24 hours.

Can I get help setting up my terminal?

If you have trouble setting up your terminal or you just want a little guidance, our expert support team is available 24/7 and can help you set up.