Card machines, simplified

Choosing the right payment solution for your business can be tricky, so we created our card machine comparison tool. Whether you take payments at your sales counter, around the premises or on the go, we’ve got a terminal for you. All of our card terminals come with Contactless, Apple Pay and Android Pay as standard.

Meet the family


At the till

  • Fast, reliable & easy to use
  • Plug into your phone/broadband
  • Sleek, professional design
Portable card machine


Around your premises

  • Compact & easy to carry
  • 100m range via Bluetooth/WiFi
  • Long-lasting battery
Portable card machine


On the go

  • Take payments anywhere
  • Robust & durable
  • Long-lasting battery

Compare our card machines


CountertopCard Machines

PortableCard Machines

MobileCard Machines

Visa, MasterCard, Amex
Apple Pay / Android Pay
Colour display
High speed printing
PIN privacy shield
Splash resistant
Longlife battery
Wireless or Bluetooth
Charger base
Car charger
Built-in SIM

CountertopChip and Pin


PortableChip and Pin


MobileChip and Pin


Why choose us

Easy install icon

Easy install

Our card machines come with plug and play technology, making it easy to get started.

Superfast setup icon

Superfast setup

We’ll set you up in as little as 3 days – while other providers can take weeks.

24/7 UK-based support icon

24/7 UK-based support

Our dedicated team of experts guide you through setup and provide ongoing support.

The power of many

The power of many

We harness the buying power of over 60,000 small businesses so you get the lowest rates.

Card Machines explained

Types of Card Machines

There are three main types of card machines – countertop, portable and mobile. Countertop terminals work from a fixed location and are ideal for businesses where transactions are processed from a sales counter. Portable terminals use WiFi/Bluetooth technology to process payments around your premises within a range of 100m. Mobile terminals have a pre-installed SIM card and can take payments from anywhere in the UK as long as there is mobile phone network coverage.

Card Machine Features & Benefits

Standard: Our range of fast and secure card payment machines support all the latest features. This includes contactless, Apple Pay, Android Pay, easy set up, outstanding battery life and PCI-PTS 3.0 validation – the highest possible level of PCI DSS compliance in our industry. Get a quote and apply online in minutes.

Additional features: As well as state of the art, reliable credit card terminals, we offer business performance reports, an automated till roll replacement service, PCI Phone Validation, and Paymentsense Plus; one of the biggest merchant rewards programme.

Card Machine Costs & Pricing

Monthly fees: The costs depend on factors such as the nature of your business, turnover and the type of card machine you will need to process payments (either countertop, portable, or mobile). Here is a guide to what you can expect: card machine rental fee - this is a monthly fee based on the type and number of terminals you choose. Card processing fees - these are charged per transaction and vary based on card types (credit/debit), card turnover and the nature of your business. Get a quote and apply online in minutes.

Set up fees: We're the only payment service provider in the UK that can set you up to accept cards in as little as 3 days. We are here to help small businesses thrive and as a result we do not charge any set up fees.

Whether you’re new to cards or switching provider, we can help

New To Cards

Taking card payments can be daunting for first timers, especially with talk of merchant accounts and PCI compliance. Let us introduce you to the world of card processing, giving you everything you need to start accepting cards with confidence.

Find out more
Switching Provider icon

Switching Provider

If you're looking for lower rates than your current provider or better all-round service, we can help. Upgrade to an award-winning provider by switching and saving up to 40%. We'll even take care of your existing contract.

Find out more

Frequently asked questions

What’s the difference between a credit card machine and a card reader?

There isn't one. Both terms are interchangeable and refer to a machine that processes credit and debit card payments – like those you see in shops, bars and cafes every day. The terms 'card reader', 'PDQ machine' and 'Chip and PIN machine' also refer to the same device.

How many different types of card terminals are available?

There are three main types of terminals: Countertop, Portable and Mobile. With each one serving particular needs, it’s vital that you choose the right card machine for your small business. Countertop machines, as their name suggests, let you process card payments from your sales counter only. Reliable and secure, they’re perfect for merchants with fixed premises, like shops and cafes. Portable machines allow you to accept card payments anywhere within 100m of your till or EPoS. This flexible, pocket-sized solution connects to your system with Bluetooth and is an essential for any restaurant or table-service business. Mobile machines give you the freedom to take card payments anywhere on a secure wireless network. The perfect option for any on-the-road merchant.

How long does it take to deliver?

With our superfast setup, your card machine will arrive within 3 days of your merchant account approval. That’s far faster than other providers, who can take weeks or even months to register customers and deliver their terminals. At Paymentsense, we’re always striving to improve our service and ensure that your small business will never miss a sale.

Can I set up the terminal myself?

Yes - and it’s now easier than ever. We know how important it is to take cards so we've made sure that all of our credit card machines work straight out of the box. All you have to do is switch on your terminal and follow the on-screen instructions. Your setup should take no more than a few minutes. If you have any difficulties, our friendly UK-based team is one phone call away. We have the expertise to help you resolve any issue and make your setup as straightforward as possible.

What types of cards can I accept?

Our card terminals accept payments from all major credit and debit cards, including Visa, MasterCard, Maestro and American Express. Businesses and customers alike expect card machines to be compatible with every card type, so it’s vital that ours meet that expectation.

Can I accept Contactless card payments?

Yes, all of our card machines come with Contactless, Apple Pay and Android Pay. Plus we never charge extra for any form of payment. Contactless and smartphone payments are increasingly popular, so it’s only right that our card terminals meet that demand. For more information, go to our Contactless card machines page.

What happens if my terminal breaks down?

Our card payment machines are among the most robust and reliable on the market but in the unlikely event of yours malfunctioning, you can call us and we’ll hopefully be able to fix the problem over the phone. However, if the problem cannot be fixed remotely, we’ll have a brand new replacement sent to you within 24 hours. At Paymentsense, we know that a functioning card machine is vital for your small business, and that’s why our maintenance and replacement services are so quick.

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