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Credit card processing. It’s right on the money.

Business is full of tough decisions but processing cards isn’t one of them. You’ll keep customers happy and encourage spending. Win-win. The numbers don’t lie, 77% of total retail sales are now paid for by card and it’s estimated that by 2024,16 billion card transactions will be taken a year. That’s a staggering £718bn. Who could say no to that?

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We have loads of ways for you to get paid

Card machines

We’ve a terminal to suit you.

  • Countertop take payments at the till
  • Portable take the card machine to your customers
  • Mobile take card payments on the go
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card machine

Payment gateway

More ways to pay.

  • Pay online
  • Pay by phone
  • Pay by email
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Why wait? Get a card machine
for your restaurant in 3 days.

Why choose Paymentsense?

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Ready for anything

Need some help? Our UK-based team are available 24/7. They’re a friendly bunch whose mission is to make things easy for you.

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Integrated payments
Sounds boring, but it’s not (promise). It lets your card machine and till talk to each other for simpler sales – and we’re the only ones offering it at no additional cost.
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Strength in numbers

What do you get when you combine the power of 70,000 small businesses? Better rates. It’s no joke – we use our size to negotiate with the banks and pass the savings onto you.

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Quick as a whip

We know time is money, so we never waste yours. From easy online sign up to 3 day set up, even our Chip and PIN machines are quick – just plug them in and you’re off.

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The ins and outs of credit card processing

What’s card processing? It’s how card payments are authorised. When a customer pays by card, we send the transaction details to the card company (like Visa or MasterCard) they forward the transaction to the customer’s bank for checking. Still with us? If everything’s okay, the card machine completes the transaction. The bank sends the funds to the card company, who then pass the amount on to the business’ bank account within two to four working days. That’s when you get paid.

How much does card processing cost? It depends. For instance, your monthly rental fee will depend on how many card machines you use. While your card processing fees are charged per transaction and based on card types (debit and credit) and turnover. Just so you know, the higher your card turnover, the better your rate is likely to be. So the more you make, the cheaper it gets.

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Credit card processing just makes sense

Why turn customers away? Taking cards can broaden your customer base. For starters, you won’t have to point them to the nearest cashpoint. Card payments can also boost impulse buying, so customers spend more money, more often.

How does fewer bank fees sound? Taking cards means less cash and cheques to deposit. If you're worried about security, don’t be. Once you’re set up to take cards, you receive instant authorisation. So you’ll know that funds have been sent directly to your business’ bank account. That’s peace of mind.

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New to card payments?

We currently help over 70,000 businesses make a whopping £10 billion worth of card sales a year – in store, online, over the phone and on the move. We can help you too.
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Looking to switch card provider?

We’ll save you up to 40% on your current bill and can even pay up to £3,000 of your exit fees. Plus, you’ll get 24/7 UK-based support and next day repair or replacement should anything go wrong. It’s how it should be.
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We hate to boast. So we let our customers do it.

They were easy to talk to and reassured me by breaking down everything I needed to know, from the merchant accounts to card processing.

Bob McCulloch
Tom Foolery Coffee Company
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When I called them up they said they’d pay all my cancellation charges for me! Not only that, their charges were way less and would save me a bundle each year.

Simon White
Simon White Plumbing
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The card machine is up and running, taking contactless payments which is what I was most worried about as it’s so in demand, as well as Chip and PIN.

Vanessa
Ffions Hair & Beauty Boutique
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It took about three days once everything had gone through, the changeover was seamless, and I didn’t even notice the new card machine.

Gary Lee
Green Leevs Garden Centre
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When I had an issue with one of the mobile card readers last year, Paymentsense sorted it and sent me a new one the next day, so I didn’t miss out on any jobs.

Glenn Gourlay
Gourlay Chauffeur Service
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