Fast. Simple. Secure.

Quick and secure credit card processing is vital to keep your customers happy, whether in-store, online or over the phone. By accepting card payments, you encourage more spending to help your business grow.

Ways to take card payments

Terminals

Card Machines

Our selection of Countertop, Mobile and Portable card machines can process payments at the till, around your premises and on the go.
Online

Online

Our payment gateway lets your ecommerce business take secure online payments with ease.
By Phone

By Phone

Our virtual terminal allows you to take faster, more secure card payments over the phone.

Why choose us

Superfast setup icon

Superfast setup

We're the only provider that can set you up with a card machine in as little as 3 days.

Easy install icon

Easy install

Our card machines come with plug and play technology, making it easy to get started.

24/7 UK-based support icon

24/7 UK-based support

Our dedicated team of experts guide you through setup and provide ongoing support.

The power of many

The power of many

We harness the buying power of over 60,000 small businesses so you get the lowest rates.

Made for switchers or new starters

New To Cards

Taking card payments can be daunting for first timers, especially with talk of merchant accounts and PCI compliance. Let us introduce you to the world of card processing, giving you everything you need to start accepting cards with confidence.

Find out more
Switching Provider icon

Switching Provider

If you're looking for lower rates than your current provider or better all-round service, we can help. Upgrade to an award-winning provider by switching and saving up to 40%. We'll even take care of your existing contract.

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Frequently asked questions

What is credit card processing?

It is the method of accepting card payments, whether in store, online or over the phone. There are a number of steps involved in card processing:

  1. When a customer pays by card, the transaction needs to be authorised. The transaction details are then passed on to us through a secure connection.
  2. We submit the transaction details to the credit or debit card network (like Visa or MasterCard), who map the transaction to the bank who issued the card.
  3. The credit or debit card network relay the transaction results to us. We store the findings and then send them to the merchant and customer to check.
  4. The transaction is completed between the merchant and customer.
  5. The issuing bank sends the transaction funds to the credit or debit card network, which passes the funds to the merchant's bank within two to four working days.

What are the benefits of credit card processing?

Not only does card processing encourage spending, it helps your business to grow.

In the UK, more and more people are using debit and credit cards as their primary form of payment. People expect to be able to pay by card. So by accepting card payments, you keep your customers happy. Additionally, customers are more likely to impulse spend with card more than cash. And by holding less cash on your premises you improve the security of your business.

Credit card processing could also improve your cashflow. Card payments usually clear more quickly than cheques, however, this depends on your merchant agreement. Card payments are processed electronically and usually paid into your bank within a couple days. This means no more billing and waiting to collect customer payment.

What are the fees of card processing services?

Businesses that process card payments pay merchant fees on each transaction. This can be split into two categories - percentage and flat rate.

Card processing fees depend on a number of things, like the type of business you run, turnover and which card processing machine you want. At Paymentsense, we can give you a free, no-obligation quote in minutes.

How do I get started?

A merchant account is the first thing a business needs to set up any type of card processing solutions. Opening a merchant account is surprisingly easy - we can do that for you in as little as 3 days.

You'll need to fill out an online quote form with a few details such as your business account, turnover and average transaction amount. If you're planning on taking payments through your website, you'll need to set up a payment gateway.

Once you fill out our quote form you'll then receive a call from one of our payment experts. Once you accept the quote, we'll process your order and dispatch your card machine. Your terminal should take 3 business days to arrive and following a quick and easy installation you can use it right away.

Get started

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